Your financial plan is a clear, easy-to-understand snapshot of where your family stands today and the steps needed to move toward your goals.
It covers *every* key area of your financial life, including taxes, retirement, college planning, investments, insurance, cash flow, and estate considerations.
You’ll receive a prioritized roadmap with specific action items tailored to goals such as college savings, travel, retirement, or financial freedom.
A financial plan gives you a full strategy for your family’s goals, including guidance on how to manage your investments.
Investment management goes a step further, Clarity Point builds and manages your portfolio for you, based on the plan we create together.
A one-time review provides limited guidance, while a comprehensive plan gives you structure, clarity, and ongoing support.It depends on the service you choose:
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Clarity Foundation Plan:
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Three 1-hour meetings. Clients gather most documents independently between meetings.
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Clarity Guidance Plan:
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Four to six 1-hour meetings with more hands-on support, plus help gathering documents and guidance through the first year of implementation.
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Clarity Ongoing Partnership:
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Includes everything in the Guidance Plan (four to six meetings) plus continued support, ongoing plan updates, and investment management.
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The more information we receive, the more personalized and accurate your plan will be. We usually ask for a recent tax return before your Clarity Call so we can share meaningful insights right away.
If you move forward, we may request:-
Recent investment & retirement statements
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Social Security statements
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Bank statements
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Two years of tax returns
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Mortgage & loan documents
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Pay stubs
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Pension details
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Insurance policies (home, auto, umbrella, life, disability)
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Employee benefits information
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Estate documents (wills, trusts, powers of attorney)
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For ongoing clients, your plan is updated after each meeting. We treat your plan as a *living document* — as your life changes, your financial strategy should change with it. Action items are revised as your family reaches milestones or new priorities emerge.
Your plan begins with understanding your family’s values, goals, and priorities. From there, we translate those into measurable financial targets and track your progress over time. You’ll always know whether you’re on the right path and what steps to take next.
Yes.
As a CPA and CFP® Candidate, Jackie follows the AICPA and CFP Board Codes of Conduct. This means she must:-
Act in your family’s best interest
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Provide objective, transparent guidance
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Disclose any conflicts of interest
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Maintain strict confidentiality
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Avoid commissions or product-based compensation
Clarity Point is a fee-only firm — meaning the only payment received is from you, not from product sales.-
During onboarding, we walk you through how to safely share documents using secure file systems and encrypted storage within our planning software.
Your financial information stays confidential, protected, and handled with care at every step.
Frequently Asked Questions
Get the guidance and structure that turns financial worry into confidence and peace of mind.
